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Filing Insurance Claim

Our car accident lawyers will deal with the insurance companies to get you the maximum compensation.

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Dealing with Insurance Companies after an Accident in Baltimore

Car accidents happen every day on US roads. According to the National Highway Traffic Safety Administration (NHTSA), there were 36,835 and 36,096 motor vehicle accident fatalities in 2018 and 2019, respectively. Astonishingly, for everyone of these fatalities, there were 18 people who required hospitalization, and over 400 who required medical attention for their injuries. These victims sustained serious injuries, such as lacerations, broken bones, head trauma, spinal cord damage, and burns. In addition, their families suffered financially from lost income and the extraordinary cost of medical care.

If you or your loved one has been hurt in a car accident in Baltimore or Washington, D.C., it’s important to reach out to an experienced car accident attorney to guide you through the insurance claim process. The moments after a crash can be overwhelming. Expenses — including hospital bills and vehicle repair costs — may be unaffordable.

D'Amore Personal Injury Law has the experience and resources to assist you with every step of making an insurance claim, and/or preparing a strong legal case to present for you in court. Our car accident lawyers will offer you sound advice regarding your legal options and, and counsel you regarding  the best way to handle your case. Our experienced, award-winning car accident lawyers will help you hold all negligent parties accountable for the harm caused to you and your family.

Do This After a Car Accident in Baltimore

  1. Call 911:

    Alerting the police and emergency responders is a crucial step after a car accident. Law enforcement officers will prepare an incident report, gather evidence, and talk to eyewitnesses to establish what happened. Your insurance provider may require this police report after your traffic collision.

     

    It’s also crucial for accident victims to wait for the police to arrive at the scene of an accident. You don’t want the other party’s legal team to blame you for the crash, arguing that it was a hit-and-run accident.

  2. Seek Medical Treatment:

    After a car accident, you may sustain minor or severe injuries. You should always seek medical attention even if you are unscathed. Injuries like concussions and internal bleeding may not be apparent immediately after your accident.

  3. Take Pictures:

    It’s easier to capture photographic evidence after a car collision using high-definition cameras and smartphones. You can photograph and take videos of the scene of the accident, vehicle damage, weather conditions, visible injuries, and relevant traffic signs. Take as many photos from different angles, not forgetting close-up photos.

     

    At D'Amore Personal Injury Law, our car accident insurance attorneys will use these pieces of evidence to prove the defendant's fault in your auto collision.

  4. Contact a Car Accident Lawyer:

    To get the best settlement and the justice you deserve after a car accident, you should hire experienced lawyers who understand the car accident process in Maryland or Washington, D.C. Our lawyers will conduct an in-depth investigation to determine liability in your personal injury case.

     

    We will also notify the insurance company and handle settlement talks on your behalf. This ensures you get ample time to rest and recuperate after your accident.

Lives We've Helped Rebuild

Shelby-video-thumb

Their daughter was in a car accident

Best call we've ever made

— Michele & Stacy D.
Watch Their Story
Don-video-thumb

He was in a car accident

They never backed down

— Don T.
Watch His Story

How do I File an Insurance Claim After a Car Accident?

After a car accident, you may receive compensation for damages such as lost wages, medical expenses, mental anguish, pain and suffering, and disability. The at-fault party’s insurer is required to pay both economic and non-economic damages.

If you’ve been involved in a car accident, you should reach out to your insurance to notify them about your accident. Remember, insurance companies usually have deadlines for reporting such incidents. Your insurance company will walk you through what you need to do to file your personal injury claim.

The car accident insurance lawyers at D'Amore Personal Injury Law have experience in the insurance claim process for car accidents. We can take care of the filing process to make sure you don’t miss any deadlines or leave out crucial details when filing your claim.

Your insurance carrier will want to find out more information regarding your accident, including your injuries, the circumstances of the crash, time and place, and if you have any evidence. Our legal team will handle all communications on your behalf and also get in touch with the other driver’s insurance company.

You can file a third-party insurance claim against the other party’s insurer to recover compensation for damages. Claims adjusters and lawyers representing the at-fault party may contact you after the crash to promptly settle your case. During such times, you have no obligation to record any statement regarding the accident. Regardless of how friendly they may seem, always remember that their main goal is to deny or limit your car accident claim.

Our car accident insurance lawyers will issue a demand letter compelling the insurance company to settle your compensation once we are done gathering evidence and determining liability. If we aren’t able to reach an amicable resolution with the insurance company through negotiations or mediation, D'Amore Personal Injury Law is prepared to file a lawsuit in Maryland to protect your rights and interests.

Learn more about what to do after a car accident in our FREE guide. View Guide
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How Long do I have to File An Insurance Claim After an Accident?

Every state has a statute of limitations for personal injury cases. If you miss filing your claim within the set period, the courts will dismiss your claim. For this reason, it is prudent to act fast after your accident and hire a reputable car accident law firm to help you with your car accident insurance claim.

In Maryland, you have three years from the date of your crash to file a personal injury or property damage claim.

The statute of limitations for car accident claims and property damage claims in Washington, D.C. is also three years.

What Should I Do if My Claim is Disputed?

Insurance companies always look for reasons to deny car accident insurance claims — including disregarding medical treatment, breaking traffic laws, expired policy coverage, and lying about the incident. If your car accident claim has been denied, you shouldn’t give up. Our knowledgeable car accident lawyers will review your claim, go through your options, and challenge the insurer’s decision.

Many insurance companies often offer plaintiffs lowball settlement offers or even deny their claims when they realize they don’t have any legal representation. A skilled attorney can advise you on whether filing an appeal in the courts is feasible during such instances.

Schedule Your FREE Case Review Today

Accidents happen every day in cities like Baltimore and Washington, D.C., and all over the U.S. If you or someone you care about has been hurt in a car accident, you should consider reaching out to a seasoned car accident attorney to find out if you have a case. You may be eligible for compensation after a car wreck.

D'Amore Personal Injury Law is prepared to protect your rights throughout the car accident claims process. We will guide you every step of the way to make sure you don’t make any blunders that jeopardize your car accident insurance claim.

Our car accident law firm operates on a contingency fee basis. We don't charge any upfront fees for our professional legal services. D'Amore Personal Injury Law won’t require you to pay anything until we win your auto accident claim.

Contact Us

If you or a loved one has been injured by someone else's negligence, contact us immediately.

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Baltimore Office

200 E Pratt Street, Suite 4100
Baltimore, MD 21202

Local: 410-324-2000

Fax: 443-782-0700

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Annapolis Office

888 Bestgate Road, Suite 205
Annapolis, MD 21401

Local: 410-324-2000

Fax: 443-782-0700

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Washington, D.C. Office

1200 G Street NW, 8th Floor
Washington, D.C. 20005

Local: 202-780-9000

Fax: 443-782-0700